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Southern California Latest Real Estate Articles

Welcome to our library of articles! These are articles about all aspects of the home buying, selling, and owning process -- written by our agents and local professionals including lawyers, mortgage brokers, appraisers, contractors, home inspectors, and other real estate-related professionals.

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Displaying 421 - 430 of 446
Buying a New Home: Closing Costs Buying a New Home: Closing Costs

By Martin O'Malley

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. Buyers will receive a "Good Faith Estimate" of closing costs at the time they submit their loan application to the lender. However, this estimate is based on the loan officer's past experience and may not include all the closing costs.

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Things to Avoid During Your Home Purchase Things to Avoid During Your Home Purchase

By Martin O'Malley

Many new homebuyers make the mistake of rushing out to buy new things for their home soon after the seller says "yes" and the loan is approved. Keep in mind that until your keys are in hand, your lender is watching your accounts very closely. Here are some things to avoid before closing to assure your transaction goes smoothly.

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How To Improve Your Credit Score How To Improve Your Credit Score

By Martin O'Malley

It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you really can't change your credit score "on the spot." But there are strategies you can live with to make sure that when you apply for a loan your score is as high as possible.

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We Found the Perfect Home... Now How Do We Pay For It? We Found the Perfect Home... Now How Do We Pay For It?

By Jeffrey Segal

Congratulations! You have found The One and are ready to make an offer. But hold on a minute... the seller and their realtor want to know that you are a "real" buyer. What does that mean? It means that you've been pre-approved by a lender. Now in reality, a pre-approval is not worth much, because a mortgage underwriter has not seen any documentation.

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Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest

By Jeffrey Segal

"Should we do this?" "I don't know, what do you think?" "It's up to you. Do you think we should?" "Is it the right time?" Everyone knows what I'm talking about, right? Of course you do: is it the right time for you to begin house shopping? As a first time home buyer there is never a more exciting or frightening time of your life.

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Understanding Your California Home Insurance Policy Understanding Your California Home Insurance Policy

By Pavel Levitanus

A home insurance policy is typically about 75 pages and can be confusing and overwhelming to review and understand. Below, I will explain the basic components of your home insurance policy (any home insurance policy in California will be the same or similar) and the coverages you need to make sure you have.

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Home Insurance Terminology Home Insurance Terminology

By Pavel Levitanus

A review of some of the more frequent terms that will appear on your home, condo, or earthquake insurance policy.

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Understanding Loans: An Interview with Frank Romano of Harbour Equity Partners Understanding Loans: An Interview with Frank Romano of Harbour Equity Partners

Harbour Equity Partners is a private equity fund. Our resources in investment banking and private banking make it possible for us to offer loans to high net worth borrowers. Harbour Equity Partners has seen the opportunity to help borrowers that do not conform with traditional lending options. Utilizing our private banking resources, Harbour Equity Partners will structure finance options that meet a borrower's end goal.

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Home Insurance: Condo Insurance Policies Home Insurance: Condo Insurance Policies

By Pavel Levitanus

I often receive phone calls regarding condominium insurance, or what is known as an HO-6 policy. In this article, I will explain the components of...

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Top 10 Most Useful Websites for Homeowners Top 10 Most Useful Websites for Homeowners

Here are what we've found to be the top 10 Most Useful Websites for Homeowners, new and old.

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Displaying 421 - 430 of 446

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