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Southern California Latest Real Estate Articles

Welcome to our library of articles! These are articles about all aspects of the home buying, selling, and owning process -- written by our agents and local professionals including lawyers, mortgage brokers, appraisers, contractors, home inspectors, and other real estate-related professionals.

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Displaying 461 - 470 of 491
What is a Multiple Listing Service What is a Multiple Listing Service

By Ben Levy

Multiple Listing Services are databases of homes for sale put together by real estate brokers. The primary purpose of an MLS is to make buying and selling a home as quick and easy as possible.

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Home Insurance Tips Home Insurance Tips

By Pavel Levitanus

Sometimes there is confusion when it comes to a home insurance policy, what is covered, what limitations exist, and how long the claims process will take. Below I compiled a summary of answers to customers' most frequently asked questions. You'll find information regarding the home insurance as well as the claims process:

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Preparing a Home Inventory Checklist Preparing a Home Inventory Checklist

By Pavel Levitanus

For most people in our country, our homes are our biggest investment and our safest haven. In California, there is a built-in coverage of your home insurance policy, that insures the contents of your home. Unfortunately, no matter where you live, perils exist and your home and all of its contents can potentially be lost in a short amount of time...

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Staging Your Home Staging Your Home

By Beth Drucker

When potential buyers come in to view your home, you'll want to play up your home's strengths and beauty. Luckily, making your home look more attractive to buyers doesn't have to cost you a lot of money. There's no need to hire an expensive professional: just use these simple tips to have your home looking polished and ready in no time at all!

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The Saga of the U.S. Mortgage Industry The Saga of the U.S. Mortgage Industry

By Steve Gronlund

Once upon a time, during the good old days when life wasn't so complicated, banks lent money to borrowers and never sold mortgages to unfeeling, multi-billion dollar institutions. In those days, bankers were compassionate, foreclosures were minimal and consumers were respected. Right?

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Buying a New Home: Closing Costs Buying a New Home: Closing Costs

By Martin O'Malley

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. Buyers will receive a "Good Faith Estimate" of closing costs at the time they submit their loan application to the lender. However, this estimate is based on the loan officer's past experience and may not include all the closing costs.

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Things to Avoid During Your Home Purchase Things to Avoid During Your Home Purchase

By Martin O'Malley

Many new homebuyers make the mistake of rushing out to buy new things for their home soon after the seller says "yes" and the loan is approved. Keep in mind that until your keys are in hand, your lender is watching your accounts very closely. Here are some things to avoid before closing to assure your transaction goes smoothly.

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How To Improve Your Credit Score How To Improve Your Credit Score

By Martin O'Malley

It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you really can't change your credit score "on the spot." But there are strategies you can live with to make sure that when you apply for a loan your score is as high as possible.

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We Found the Perfect Home... Now How Do We Pay For It? We Found the Perfect Home... Now How Do We Pay For It?

By Jeffrey Segal

Congratulations! You have found The One and are ready to make an offer. But hold on a minute... the seller and their realtor want to know that you are a "real" buyer. What does that mean? It means that you've been pre-approved by a lender. Now in reality, a pre-approval is not worth much, because a mortgage underwriter has not seen any documentation.

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Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest

By Jeffrey Segal

"Should we do this?" "I don't know, what do you think?" "It's up to you. Do you think we should?" "Is it the right time?" Everyone knows what I'm talking about, right? Of course you do: is it the right time for you to begin house shopping? As a first time home buyer there is never a more exciting or frightening time of your life.

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Displaying 461 - 470 of 491

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