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Southern California Real Estate Articles

Welcome to our library of articles! These are articles about all aspects of the home buying, selling, and owning process -- written by our agents and local professionals including lawyers, mortgage brokers, appraisers, contractors, home inspectors, and other real estate-related professionals.

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Displaying 301 - 310 of 323
How To Improve Your Credit Score How To Improve Your Credit Score

It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you really can't change your credit score "on the spot." But there are strategies you can live with to make sure that when you apply for a loan your score is as high as possible.

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We Found the Perfect Home... Now How Do We Pay For It? We Found the Perfect Home... Now How Do We Pay For It?

By Jeffrey Segal

Congratulations! You have found The One and are ready to make an offer. But hold on a minute... the seller and their realtor want to know that you are a "real" buyer. What does that mean? It means that you've been pre-approved by a lender. Now in reality, a pre-approval is not worth much, because a mortgage underwriter has not seen any documentation.

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Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest Mortgage Basics for First-Time Homebuyers: The First Time is the Scariest

By Jeffrey Segal

"Should we do this?" "I don't know, what do you think?" "It's up to you. Do you think we should?" "Is it the right time?" Everyone knows what I'm talking about, right? Of course you do: is it the right time for you to begin house shopping? As a first time home buyer there is never a more exciting or frightening time of your life.

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Understanding Your California Home Insurance Policy Understanding Your California Home Insurance Policy

By Pavel Levitanus

A home insurance policy is typically about 75 pages and can be confusing and overwhelming to review and understand. Below, I will explain the basic components of your home insurance policy (any home insurance policy in California will be the same or similar) and the coverages you need to make sure you have.

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Home Insurance Terminology Home Insurance Terminology

By Pavel Levitanus

A review of some of the more frequent terms that will appear on your home, condo, or earthquake insurance policy.

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Home Insurance: Condo Insurance Policies Home Insurance: Condo Insurance Policies

By Pavel Levitanus

I often receive phone calls regarding condominium insurance, or what is known as an HO-6 policy. In this article, I will explain the components of...

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Top 10 Most Useful Websites for Homeowners Top 10 Most Useful Websites for Homeowners

Here are what we've found to be the top 10 Most Useful Websites for Homeowners, new and old.

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How to Decorate a Small Room How to Decorate a Small Room

One of the common challenges of owning or selling a home is coming up with great designs for rooms that are really small. To make the best use of the room, the design must be both practical and beautiful. Here are some tips for decorating a small room.

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Water Damage and Home Insurance Water Damage and Home Insurance

By Pavel Levitanus

I receive many phone calls each year from customers who have water damage inside their home. Water damage or water-related damage is the cause of...

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Home Loan Insurance Coverage - How Safe Is The Borrower? Home Loan Insurance Coverage - How Safe Is The Borrower?

By Shane Gibbs

When a borrower takes out a home mortgage loan and fails to pay 20% of the loan amount as the down payment, he qualifies for paying the PMI or the Private Mortgage Insurance. This is a financial tool to reduce the risk of lenders from suffering a loss due to defaulted payments by the borrower.

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Displaying 301 - 310 of 323

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