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Southern California Home Mortgage Articles

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Below are articles related to mortgages, written by our staff, agents, and local professionals.

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Displaying 11 - 20 of 33
Insider Mortgage Tips: An Interview with Beau Hodson of Transparent Mortgage Insider Mortgage Tips: An Interview with Beau Hodson of Transparent Mortgage

By Beau Hodson

When it comes to mortgages, there's a lot homeowners just don't know. Such as, when a good time to refinance is, what options are available to people with bad credit, and what negotiation power the homeowner has. That is why we interviewed Beau Hodson of Transparent Mortgage to learn insiders mortgage tips that cover all this and more.

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Understanding the Secondary Mortgage Market Understanding the Secondary Mortgage Market

By Tiffany Raiford

Many SoCal homeowners have heard of the secondary mortgage market, though they might not know what it is or why it exists. Consider this; if a bank did nothing but offer money to borrowers who wanted to buy homes, they'd soon run out of money!

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A Look at Construction Loans A Look at Construction Loans

By Tabitha Naylor

A construction loan is a form of personal financing for building or renovating a house. These types of loans are generally short term loans that apply only during the construction phase. Inside, we highlight how these types of loans are applied, and how they can vary based on the actual construction project.

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First Time Home Buyer Programs in SoCal First Time Home Buyer Programs in SoCal

By Colleen Colkitt

Want some help buying your first home? Read our useful guide to some of Southern California's best assistance programs for first time buyers.

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Understanding A California Deed of Trust Understanding A California Deed of Trust

By Tabitha Naylor

When a person borrows money to buy a house, he or she has to sign a pledge or promissory note to pay back the mortgage loan. This promissory note takes the form of a mortgage note or a deed of trust. Inside, we review this crucial document.

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Can a Mortgage Note be Negotiated? Can a Mortgage Note be Negotiated?

By Mary Lamphere

You may think that the rates set forth by a lender are written in stone, but in all actuality many of the items included in the mortgage note can be negotiated prior to closing.

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Has My Mortgage Been Sold? Has My Mortgage Been Sold?

By Elizabeth R. Elstien

It's a fact that mortgages get sold every day. Another mortgage company, bank or credit union, investor or any type of financial institution may purchase a borrower's commitment to repay a housing loan. Certain companies buy mortgages as a money-making venture. How does this affect you?

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Monitor Your Credit Before Buying A Home Monitor Your Credit Before Buying A Home

By Elizabeth R. Elstien

Protect your finances from fraud. Learn how and why to monitor your credit before buying a home.

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The Saga of the U.S. Mortgage Industry The Saga of the U.S. Mortgage Industry

By Steve Gronlund

Once upon a time, during the good old days when life wasn't so complicated, banks lent money to borrowers and never sold mortgages to unfeeling, multi-billion dollar institutions. In those days, bankers were compassionate, foreclosures were minimal and consumers were respected. Right?

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Buying a New Home: Closing Costs Buying a New Home: Closing Costs

By Martin O'Malley

There are certain standard costs associated with closing the sale of a house. These fees are split between the buyer and the seller, as spelled out in the sales contract. Buyers will receive a "Good Faith Estimate" of closing costs at the time they submit their loan application to the lender. However, this estimate is based on the loan officer's past experience and may not include all the closing costs.

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Displaying 11 - 20 of 33

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