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Pavel Levitanus

Photo of Pavel Levitanus

23161 Mill Creek Drive Ste 100
Laguna HIlls, CA 92653

949-436-0740

plevitanus@farmersagent.com

Recent Submissions

Life Insurance: An Income Replacement Solution Life Insurance: An Income Replacement Solution

By Pavel Levitanus

Perhaps the most important argument for the purchase of life insurance is to provide for our loved ones. Though no one wants to, it's important to give this some thought: When you die, who is left behind? If your answer is a spouse or children, then consider how their life may change without your income. The mortgage will still need to be paid; other bills will still come due; then there's your kids' college plans.

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Home Insurance Tips Home Insurance Tips

By Pavel Levitanus

Sometimes there is confusion when it comes to a home insurance policy, what is covered, what limitations exist, and how long the claims process will take. Below I compiled a summary of answers to customers' most frequently asked questions. You'll find information regarding the home insurance as well as the claims process:

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Preparing a Home Inventory Checklist Preparing a Home Inventory Checklist

By Pavel Levitanus

For most people in our country, our homes are our biggest investment and our safest haven. In California, there is a built-in coverage of your home insurance policy, that insures the contents of your home. Unfortunately, no matter where you live, perils exist and your home and all of its contents can potentially be lost in a short amount of time...

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Understanding Your California Home Insurance Policy Understanding Your California Home Insurance Policy

By Pavel Levitanus

A home insurance policy is typically about 75 pages and can be confusing and overwhelming to review and understand. Below, I will explain the basic components of your home insurance policy (any home insurance policy in California will be the same or similar) and the coverages you need to make sure you have.

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Water Damage and Home Insurance Water Damage and Home Insurance

By Pavel Levitanus

I receive many phone calls each year from customers who have water damage inside their home. Water damage or water-related damage is the cause of...

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Home Insurance: Condo Insurance Policies Home Insurance: Condo Insurance Policies

By Pavel Levitanus

I often receive phone calls regarding condominium insurance, or what is known as an HO-6 policy. In this article, I will explain the components of...

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Home Insurance Terminology Home Insurance Terminology

By Pavel Levitanus

A review of some of the more frequent terms that will appear on your home, condo, or earthquake insurance policy.

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As a California licensed P&C, (Property and Casualty) Life, Health, and Financial Services Agent, I am able to bring a variety of insurance products to my customers and often times find them a much better value on their insurances. Most people are solely concerned about obtaining a better price on their insurance. It is our mission to make sure customers are getting the best combination of price and coverage which we call VIP (Value Insurance Package). I want to make sure my customers know what they are purchasing, and I will explain each line of your policy, if necessary. This is how we differentiate ourselves from the online and 1-800 insurance companies out there like Geico, Progressive, and Esurance. Not to say that these are bad companies, they are just not concerned about your coverage and are merely trying to sell you an insurance policy rather than making sure you are being properly insured. I am your agent, your representative. And as such, I am committed to helping you make important decisions about your coverage, deductibles, and policy types.